Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Solution & Analysis
Introduction
Evaluating Microsavings Programs Green Bank Of The Philippines A is presently one of the biggest food chains worldwide. It was founded by Henri Evaluating Microsavings Programs Green Bank Of The Philippines A in 1866, a German Pharmacist who first introduced "Farine Lactee"; a combination of flour and milk to feed babies and decrease mortality rate.
Evaluating Microsavings Programs Green Bank Of The Philippines A is now a multinational business. Unlike other international companies, it has senior executives from different countries and attempts to make decisions considering the entire world. Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Solution currently has more than 500 factories around the world and a network spread across 86 countries.
Function
The function of Evaluating Microsavings Programs Green Bank Of The Philippines A Corporation is to improve the lifestyle of individuals by playing its part and offering healthy food. It wishes to assist the world in shaping a healthy and much better future for it. It also wants to encourage people to live a healthy life. While making certain that the company is being successful in the long run, that's how it plays its part for a better and healthy future
Vision
Nestlé's vision is to provide its consumers with food that is healthy, high in quality and safe to eat. Evaluating Microsavings Programs Green Bank Of The Philippines A imagines to develop a trained workforce which would help the company to grow.
Objective.
Nestlé's objective is that as presently, it is the leading business in the food market, it thinks in 'Excellent Food, Good Life". Its mission is to supply its consumers with a variety of options that are healthy and finest in taste. It is concentrated on providing the best food to its customers throughout the day and night.
Products.
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Solution has a wide range of items that it uses to its consumers. Its items consist of food for infants, cereals, dairy products, treats, chocolates, food for animal and mineral water. It has around 4 hundred and fifty (450) factories around the globe and around 328,000 workers. In 2011, Evaluating Microsavings Programs Green Bank Of The Philippines A was listed as the most gainful company.
Goals and goals.
• Bearing in mind the vision and mission of the corporation, the business has actually laid down its goals and objectives. These objectives and goals are listed below.
• One goal of the business is to reach zero garbage dump status. It is working toward zero waste, where no waste of the factory is landfilled. It encourages its employees to take the most out of the spin-offs. (Evaluating Microsavings Programs Green Bank Of The Philippines A, aboutus, 2017).
• Another goal of Evaluating Microsavings Programs Green Bank Of The Philippines A is to waste minimum food throughout production. Frequently, the food produced is wasted even before it reaches the consumers.
• Another thing that Evaluating Microsavings Programs Green Bank Of The Philippines A is working on is to improve its packaging in such a method that it would assist it to decrease the above-mentioned issues and would likewise ensure the delivery of high quality of its products to its consumers.
• Meet international requirements of the environment.
• Develop a relationship based on trust with its customers, service partners, staff members, and government.
Vital Problems.
Recently, Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis Business is focusing more towards the strategy of NHW and investing more of its profits on the R&D innovation. The country is investing more on acquisitions and mergers to support its NHW strategy. The target of the business is not attained as the sales were anticipated to grow higher at the rate of 10% per year and the operating margins to increase by 20%, provided in Exhibition H.
Situational Analysis.
Analysis of Existing Technique, Vision and Goals.
The existing Evaluating Microsavings Programs Green Bank Of The Philippines A strategy is based on the idea of Nutritious, Health and Health (NHW). This strategy handles the concept to bringing modification in the customer preferences about food and making the food stuff much healthier concerning about the health problems.
The vision of this technique is based upon the key approach i.e. 60/40+ which just suggests that the items will have a rating of 60% on the basis of taste and 40% is based on its dietary value. The items will be manufactured with extra dietary worth in contrast to all other products in market gaining it a plus on its nutritional material.
This strategy was adopted to bring more delicious plus healthy foods and beverages in market than ever. In competitors with other companies, with an intention of maintaining its trust over consumers as Evaluating Microsavings Programs Green Bank Of The Philippines A Business has gotten more relied on by costumers.
Microenvironment Analysis (PESTEL Analysis).
The analysis used to measure the position of business in the market is done by utilizing PESTLE analysis, given in Exhibit A. Evaluating Microsavings Programs Green Bank Of The Philippines A works under the guidelines and regulations directed by federal government and food authority. The company is more concentrated on its services and products to make sure about the item quality and safety. This analysis will help in comprehending environment of external market in the international food and drink markets. (Parera, 2017).
Political.
Evaluating Microsavings Programs Green Bank Of The Philippines A is greatly supported by Government to meet all the requirements of requirements like acts of health and safety. In efforts to produce good food, Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Help is altering the requirements of food and drink production.
Economic.
Initiation of business where the capital earnings of each private matters for the increased net sale as this differs country-to-country. The economy of the Evaluating Microsavings Programs Green Bank Of The Philippines A Business in U.S. is growing year by year with variable items launch specifically focusing on the nutritional food for infants.
Social.
The social environment continues altering with regard to time like the mindset of the customer as well as their way of lives. Any services or product of any business can not be successful up until the company is not worried about the living system of the customer. Evaluating Microsavings Programs Green Bank Of The Philippines A is taking steps to satisfy its goals as the world remains in search of tasty and healthy food.
Technological.
In the advancement of business, tactical steps are somewhat obligatory. Evaluating Microsavings Programs Green Bank Of The Philippines A is one of the top popular international firm and by time it purchases various departments to take its products to new level. Evaluating Microsavings Programs Green Bank Of The Philippines A is investing more on its R&D to make its products healthier and healthy supplying consumers with health benefits.
Legal.
There is no such effect of legal elements of Evaluating Microsavings Programs Green Bank Of The Philippines A as it is more worried over its laws and guidelines.
Environmental
Evaluating Microsavings Programs Green Bank Of The Philippines A, in regards to environmental impact is devoted to work in environment-friendly environment with conservation of the natural resources and energy. If the resources used are recyclable or not, as due to the manufacturing of bigger number of items there may be a danger.
Competitive Forces Analysis (Porter's Five Forces Model).
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis has obtained a number of companies that helped it in diversification and development of its item's profile. This is the comprehensive explanation of the Porter's design of five forces of Evaluating Microsavings Programs Green Bank Of The Philippines A Business, given up Exhibit B.
Competitiveness.
Evaluating Microsavings Programs Green Bank Of The Philippines A is one of the top business in this competitive market with a number of strong rivals like Unilever, Kraft foods and Group DANONE. Evaluating Microsavings Programs Green Bank Of The Philippines A is running well in this race for last 150 years. The competitors of other companies with Evaluating Microsavings Programs Green Bank Of The Philippines A is quite high.
Danger of New Entrants.
A number of barriers are there for the brand-new entrants to occur in the customer food industry. Just a few entrants succeed in this market as there is a requirement to understand the consumer requirement which needs time while current rivals are aware and has actually progressed with the customer commitment over their products with time. There is low threat of new entrants to Evaluating Microsavings Programs Green Bank Of The Philippines A as it has rather big network of circulation globally dominating with well-reputed image.
Bargaining Power of Suppliers.
In the food and beverage industry, Evaluating Microsavings Programs Green Bank Of The Philippines A owes the biggest share of market needing greater number of supply chains. This causes it to be an idyllic purchaser for the suppliers. Hence, any of the provider has actually never ever revealed any grumble about rate and the bargaining power is likewise low. In response, Evaluating Microsavings Programs Green Bank Of The Philippines A has actually likewise been worried for its providers as it thinks in long-lasting relations.
Bargaining Power of Purchasers.
There is high bargaining power of the purchasers due to fantastic competitors. Changing cost is quite low for the customers as many business sale a variety of similar products. This seems to be a fantastic threat for any business. Hence, Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis ensures to keep its customers satisfied. This has led Evaluating Microsavings Programs Green Bank Of The Philippines A to be one of the devoted business in eyes of its buyers.
Risk of Alternatives.
There has been a terrific risk of substitutes as there are replacements of a few of the Nestlé's items such as boiled water and pasteurized milk. There has actually also been a claim that a few of its items are not safe to utilize resulting in the decreased sale. Hence, Evaluating Microsavings Programs Green Bank Of The Philippines A began highlighting the health benefits of its products to cope up with the replacements.
Competitor Analysis.
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis covers a lot of the popular consumer brands like Set Kat and Nescafe and so on. About 29 brands amongst all of its brands, each brand earned a revenue of about $1billion in 2010. Its major part of sale is in The United States and Canada constituting about 42% of its all sales. In Europe and U.S. the leading significant brand names offered by Evaluating Microsavings Programs Green Bank Of The Philippines A in these states have a great trusted share of market. Evaluating Microsavings Programs Green Bank Of The Philippines A, Unilever and DANONE are 2 big markets of food and beverages as well as its main rivals. In the year 2010, Evaluating Microsavings Programs Green Bank Of The Philippines A had earned its yearly earnings by 26% increase due to the fact that of its increased food and beverages sale particularly in cooking things, ice-cream, drinks based on tea, and frozen food. On the other hand, DANONE, due to the increasing rates of shares resulting a boost of 38% in its revenues. Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis lowered its sales cost by the adaptation of a new accounting procedure. Unilever has number of workers about 230,000 and functions in more than 160 nations and its London headquarter. It has become the second biggest food and drink market in the West Europe with a market share of about 8.6% with just a difference of 0.3 points with Evaluating Microsavings Programs Green Bank Of The Philippines A. Unilever shares a market share of about 7.7 with Evaluating Microsavings Programs Green Bank Of The Philippines A becoming very first and ranking DANONE as third. Evaluating Microsavings Programs Green Bank Of The Philippines A attracts regional clients by its low cost of the product with the local taste of the products preserving its top place in the international market. Evaluating Microsavings Programs Green Bank Of The Philippines A business has about 280,000 staff members and functions in more than 197 nations edging its rivals in many regions. Evaluating Microsavings Programs Green Bank Of The Philippines A has actually also lowered its expense of supply by presenting E-marketing in contrast to its competitors.
Note: A quick contrast of Evaluating Microsavings Programs Green Bank Of The Philippines A with its close competitors is given up Exhibition C.
SWOT Analysis.
The internal analysis and external of the company also can be done through SWOT Analysis, summed up in the Exhibition F.
Strengths.
• Evaluating Microsavings Programs Green Bank Of The Philippines A has an experience of about 140 years, enabling company to better perform, in various circumstances.
• Nestlé's has existence in about 86 nations, making it an international leader in Food and Drink Market.
• Evaluating Microsavings Programs Green Bank Of The Philippines A has more than 2000 brands, which increase the circle of its target consumers. These brands include child foods, animal food, confectionary products, beverages and so on. Famous brands of Evaluating Microsavings Programs Green Bank Of The Philippines A consist of; Maggi, Kit-Kat, Nescafe, and so on
• Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Help has big amount of costs on R&D as compare to its competitors, making the company to release more nutritious and ingenious products. This innovation provides the business a high competitive position in long run.
• After adopting its NHW Strategy, the business has actually done large quantity of mergers and acquisitions which increase the sales growth and improve market position of Evaluating Microsavings Programs Green Bank Of The Philippines A.
• Evaluating Microsavings Programs Green Bank Of The Philippines A is a widely known brand with high customer's loyalty and brand name recall. This brand commitment of consumers increases the opportunities of simple market adoption of different brand-new brand names of Evaluating Microsavings Programs Green Bank Of The Philippines A.
Weak points.
• Acquisitions of those organisation, like; Kraft frozen Pizza company can give a negative signal to Evaluating Microsavings Programs Green Bank Of The Philippines A clients about their compromise over their core proficiency of much healthier foods.
• The development I sales as compare to the business's investment in NHW Method are quite different. It will take long to change the perception of people ab out Evaluating Microsavings Programs Green Bank Of The Philippines A as a business selling healthy and nutritious items.
Opportunities.
• Presenting more health related items enables the business to capture the marketplace in which consumers are quite mindful about health.
• Developing nations like India and China has largest markets worldwide. Broadening the market towards establishing nations can enhance the Evaluating Microsavings Programs Green Bank Of The Philippines A service by increasing sales volume.
• Continue acquisitions and joint endeavors increases the marketplace share of the business.
• Increased relationships with schools, hotel chains, dining establishments etc. can also increase the variety of Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis consumers. For example, teachers can suggest their students to buy Evaluating Microsavings Programs Green Bank Of The Philippines A items.
Dangers.
• Financial instability in countries, which are the prospective markets for Evaluating Microsavings Programs Green Bank Of The Philippines A, can create numerous problems for Evaluating Microsavings Programs Green Bank Of The Philippines A.
• Shifting of products from typical to much healthier, results in additional expenses and can result in decline business's revenue margins.
• As Evaluating Microsavings Programs Green Bank Of The Philippines A has a complicated supply chain, therefore failure of any of the level of supply chain can lead the company to deal with certain problems.
Division Analysis
Group Division
The group segmentation of Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Solution is based on four aspects; age, gender, income and occupation. For instance, Evaluating Microsavings Programs Green Bank Of The Philippines A produces numerous items associated with children i.e. Cerelac, Nido, and so on and associated to grownups i.e. confectionary products. Evaluating Microsavings Programs Green Bank Of The Philippines A items are quite budget friendly by practically all levels, however its significant targeted customers, in regards to income level are middle and upper middle level customers.
Geographical Division
Geographical division of Evaluating Microsavings Programs Green Bank Of The Philippines A Case Study Analysis is made up of its presence in nearly 86 nations. Its geographical segmentation is based upon 2 main elements i.e. average earnings level of the consumer along with the climate of the area. Singapore Evaluating Microsavings Programs Green Bank Of The Philippines A Company's division is done on the basis of the weather of the region i.e. hot, warm or cold.
Psychographic Division
Psychographic division of Evaluating Microsavings Programs Green Bank Of The Philippines A is based upon the personality and lifestyle of the consumer. Evaluating Microsavings Programs Green Bank Of The Philippines A 3 in 1 Coffee target those customers whose life style is rather hectic and don't have much time.
Behavioral Segmentation
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Analysis behavioral division is based upon the attitude knowledge and awareness of the client. Its extremely nutritious items target those clients who have a health conscious attitude towards their usages.
VRIO Analysis
The VRIO analysis of Evaluating Microsavings Programs Green Bank Of The Philippines A Business is a broad range analysis supplying the organization with an opportunity to obtain a viable competitive advantage versus its competitors in the food and beverage industry, summed up in Display I.
Belongings
The resources utilized by the Evaluating Microsavings Programs Green Bank Of The Philippines A business are important for the company or not. Such as the resources like finance, personnels, management of operations and experts in marketing. This are some of the essential important aspects of for the recognition of competitive benefit.
Unusual
The valuable resources utilized by Evaluating Microsavings Programs Green Bank Of The Philippines A are pricey or even rare. , if these resources are typically discovered that it would be simpler for the competitors and the new competitors in the industry to effortlessly move in competitors.
Replica
The imitation procedure is costly for the competitors of Evaluating Microsavings Programs Green Bank Of The Philippines A Case Analysis Business. However, it can be done only in 2 various methods i.e. product duplication which is produced and manufactured by Evaluating Microsavings Programs Green Bank Of The Philippines A Business and introducing of the substitute of the items with switching cost. This increases the risk of interruption to the current structure of the market.
Organization
This part of VRIO analysis deals with the compatibility of the company to place in the market making productive use of its important resources which are challenging to imitate. Frequently, the advancement of management is completely dependent on the firm's execution method and team. Hence, this polishes the skills of the firm by time based on the choices made by firm for the progression of its tactical capitals.
Quantitative Analysis
R&D Costs as a portion of sales are declining with increasing real quantity of spending reveals that the sales are increasing at a higher rate than its R&D spending, and enable the business to more spend on R&D.
Net Profit Margin is increasing while R&D as a portion of sales is declining. This indicator also reveals a thumbs-up to the R&D costs, acquisitions and mergers.
Financial obligation ratio of the business is increasing due to its costs on mergers, acquisitions and R&D advancement rather than payment of debts. This increasing financial obligation ratio position a threat of default of Evaluating Microsavings Programs Green Bank Of The Philippines A to its financiers and could lead a declining share prices. In terms of increasing debt ratio, the firm needs to not invest much on R&D and should pay its existing financial obligations to decrease the danger for investors.
The increasing risk of investors with increasing financial obligation ratio and declining share costs can be observed by substantial decline of EPS of Evaluating Microsavings Programs Green Bank Of The Philippines A Case Help stocks.
The sales development of company is also low as compare to its acquisitions and mergers due to slow perception building of consumers. This slow development also hinder business to additional spend on its mergers and acquisitions.( Evaluating Microsavings Programs Green Bank Of The Philippines A, Evaluating Microsavings Programs Green Bank Of The Philippines A Financial Reports, 2006-2010).
Note: All the above analysis is done on the basis of calculations and Graphs given up the Displays D and E.
TWOS Analysis.
TWOS analysis can be utilized to derive various methods based upon the SWOT Analysis offered above. A brief summary of TWOS Analysis is given in Display H.
Strategies to make use of Opportunities utilizing Strengths.
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Solution ought to present more innovative products by large amount of R&D Costs and mergers and acquisitions. It might increase the marketplace share of Evaluating Microsavings Programs Green Bank Of The Philippines A and increase the earnings margins for the company. It could also provide Evaluating Microsavings Programs Green Bank Of The Philippines A a long term competitive benefit over its rivals.
The global expansion of Evaluating Microsavings Programs Green Bank Of The Philippines A must be focused on market recording of establishing countries by expansion, attracting more consumers through client's loyalty. As developing nations are more populated than industrialized countries, it might increase the client circle of Evaluating Microsavings Programs Green Bank Of The Philippines A.
Techniques to Conquer Weaknesses to Make Use Of Opportunities.
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Help should do mindful acquisition and merger of organizations, as it might affect the client's and society's perceptions about Evaluating Microsavings Programs Green Bank Of The Philippines A. It needs to obtain and combine with those companies which have a market reputation of healthy and healthy business. It would improve the understandings of customers about Evaluating Microsavings Programs Green Bank Of The Philippines A.
Evaluating Microsavings Programs Green Bank Of The Philippines A needs to not only spend its R&D on innovation, instead of it needs to also concentrate on the R&D spending over evaluation of cost of numerous healthy products. This would increase expense performance of its products, which will lead to increasing its sales, due to decreasing prices, and margins.
Techniques to utilize strengths to get rid of threats.
Evaluating Microsavings Programs Green Bank Of The Philippines A should move to not only establishing however likewise to industrialized nations. It should broaden its circle to different countries like Unilever which operates in about 170 plus nations.
Techniques to overcome weak points to prevent threats.
Evaluating Microsavings Programs Green Bank Of The Philippines A Case Analysis needs to sensibly control its acquisitions to prevent the risk of mistaken belief from the consumers about Evaluating Microsavings Programs Green Bank Of The Philippines A. This would not only enhance the understanding of consumers about Evaluating Microsavings Programs Green Bank Of The Philippines A but would likewise increase the sales, profit margins and market share of Evaluating Microsavings Programs Green Bank Of The Philippines A.
Alternatives.
In order to sustain the brand name in the market and keep the consumer intact with the brand, there are two choices:.
Alternative: 1.
The Business should spend more on acquisitions than on the R&D.
Pros:.
1. Acquisitions would increase total possessions of the company, increasing the wealth of the business. Spending on R&D would be sunk cost.
2. The company can resell the gotten systems in the market, if it stops working to implement its method. Quantity spend on the R&D might not be restored, and it will be considered completely sunk cost, if it do not provide possible outcomes.
3. Spending on R&D provide slow development in sales, as it takes long time to present an item. Acquisitions offer quick outcomes, as it offer the company currently established item, which can be marketed soon after the acquisition.
Cons:.
1. Acquisition of business's which do not fit with the company's worths like Kraftz foods can lead the business to face mistaken belief of customers about Evaluating Microsavings Programs Green Bank Of The Philippines A core worths of nutritious and healthy items.
2. Big costs on acquisitions than R&D would send a signal of company's ineffectiveness of establishing innovative products, and would outcomes in customer's discontentment.
3. Large acquisitions than R&D would extend the line of product of the business by the products which are currently present in the market, making business not able to present brand-new ingenious items.
Option: 2
The Company ought to spend more on its R&D rather than acquisitions.
Pros:
1. It would enable the business to produce more ingenious items.
2. It would provide the business a strong competitive position in the market.
3. It would make it possible for the company to increase its targeted consumers by introducing those products which can be provided to a totally brand-new market section.
4. Innovative products will offer long term benefits and high market share in long run.
Cons:
1. It would reduce the earnings margins of the business.
2. In case of failure, the entire spending on R&D would be considered as sunk expense, and would impact the company at big. The risk is not in the case of acquisitions.
3. It would not increase the wealth of business, which might supply an unfavorable signal to the financiers, and could result I decreasing stock prices.
Alternative 3:
Continue its acquisitions and mergers with significant spending on in R&D Program.
Pros:
1. It would permit the company to present new innovative items with less threat of transforming the spending on R&D into sunk cost.
2. It would supply a positive signal to the investors, as the general assets of the business would increase with its significant R&D spending.
3. It would not impact the revenue margins of the business at a big rate as compare to alternative 2.
4. It would offer the company a strong long term market position in regards to the business's overall wealth in addition to in terms of ingenious items.
Cons:
1. Threat of conversion of R&D costs into sunk expense, greater than alternative 1 lower than alternative 2.
2. Risk of mistaken belief about the acquisitions, higher than alternative 2 and lower than alternative 1.
3. Introduction of less variety of ingenious products than alternative 2 and high number of ingenious products than alternative 1.
Suggestion
With the deep analysis of the above alternatives, it is recommended that the company must choose the alternative 3 in order to maintain a competitive position in the long run. As the alternative 3 would allow the business to not just introduce brand-new and ingenious products in the market it would likewise lower the high expenditures on R&D under alternative 2 and increase the revenue margins. It would enable the company to increase its share prices as well, as financiers are willing to invest more in business with considerable R&D spending and boost in the total worth of the business.
Action and application Method
Method can be implemented successfully by establishing certain short term in addition to long term plans. These plans could be as follows;
Short Term Plan (0-1 year).
• Under the short-term strategy Evaluating Microsavings Programs Green Bank Of The Philippines A Case Analysis must perform different activities to implement its NHW strategy efficiently. These activities are as follows;.
• Get the audit of its brand portfolio done, to examine the core selling brands, which create the majority of its income.
• Examine the present target market in addition to the market segment which is not include in the business's circle.
• Examine the existing monetary data to determine the amount that needs to be spent on the R&D and acquisitions.
• Analyze the potential financiers and their nature, i.e. do they want long term advantages (capital gain), or the desire early profits (dividend). It would let the business to understand that just how much quantity should be invested in R&D.
Mid Term Plan (1-5 years).
• Get those organizations in which the business has possible experience to deal with. Obtain most beneficial organizations with a strong dedication to health, to develop the client's understandings in the best instructions.
• Focus more on acquisitions than R&D to construct the base in the consumer's mind about Evaluating Microsavings Programs Green Bank Of The Philippines A worths and vision and to prevent possible danger of sunk cost.
Long Term Strategy (1-10 years).
• Get organizations with health as well as taste element, as the base for the Evaluating Microsavings Programs Green Bank Of The Philippines A as a business producing healthy items has actually been developed under midterm plan and now the company might move towards taste aspect also to understand the consumers, which focus more on taste rather than health.
• Be more aggressive towards R&D than the acquisitions, as it is the significant time to construct brand-new items.
Conclusion.
Evaluating Microsavings Programs Green Bank Of The Philippines A has stayed the leading market gamer for more than a years. It has institutionalised its strategies and culture to align itself with the market changes and customer habits, which has eventually allowed it to sustain its market share. Though, Evaluating Microsavings Programs Green Bank Of The Philippines A has established considerable market share and brand identity in the city markets, it is recommended that the company needs to concentrate on the backwoods in regards to establishing brand name loyalty, awareness, and equity, such can be done by producing a specific brand name allocation method through trade marketing strategies, that draw clear distinction between Evaluating Microsavings Programs Green Bank Of The Philippines A Case Solution products and other competitor items. Evaluating Microsavings Programs Green Bank Of The Philippines A needs to leverage its brand image of safe and healthy food in catering the rural markets and likewise to upscale the offerings in other categories such as nutrition. This will allow the business to develop brand equity for newly presented and already produced items on a greater platform, making the effective usage of resources and brand image in the market.
